Your employee is injured on the job, you send him to the doctor and he comes back with work restrictions. What do you do now?
This is a sample letter for offering an injured employee light duty as an alternative to temporary total disability benefits (TTD).
Don’t overlook critical insurance coverages that can protect your bottom line. Here are the 12 coverages most often missed by contractors.
It may seem incredible, but after an auto accident, most people don’t know how to record all the information to report a claim… To get the best results, you need to be prepared. If you have ever called your auto insurer to report a claim, you are aware that there are multiple questions about the facts.
With online payment systems, certified payrolls and sharing of specifications and bid documents, contractors are exposed to cyber losses that are not covered by traditional insurance. Add on cyber-ransom and you really have several areas of concern.
On May 29, 2018, insurance commissioner, Dave Jones approved a 10% reduction in pure premium rates for policies renewing on or after July 1, 2018. Not all insurers will update existing rates, however, market competition will continue to drive down workers’ compensation costs due to lower taxes, quicker closing of claims and lower loss ratios. Read on to see how rates for your classifications are changing, and much more!
The proper retention of records for all contractors is an important task when dealing with
construction claims. If this task is ignored, your ability to transfer the financial risk of construction
lawsuits to your insurer or your subcontractors’ insurers could suffer, and cost you time and
money to protect and defend your company.
The cornerstone of a successful contractual risk transfer program is a uniform, consistently followed approach to subcontractor insurance compliance.
The cornerstone of a successful contractual risk transfer program is a consistent approach to Subcontractor Insurance Compliance.
Protect your company by reporting promptly to avoid fines!